In Peru, the culture of prevention is not yet developed. In fact, despite the fact that the SOAT is mandatory to travel the national territory, only 70% of the cars have it, demonstrating that people rarely take time to consider what are the consequences of not insuring their vehicles.
Enough to get rid of fines and be protected
On the other hand, there are also those who think that having the SOAT is enough to get rid of fines and be protected, but that opinion is far from the truth.
SOAT coverage is specially designed to assist those involved in traffic accidents, whether they are in the car or not. In this way, your expenses, medicines, transfers, among others, are covered. But what happens to the car? That is where the SOAT cannot operate, its coverage has no effect in that area.
On the other hand, can complement the SOAT policies regarding the care of victims and, at the same time, take care of the damages caused to the vehicle.
But not only that, since accidents are not the only risks to which it is exposed. In case of theft of parts or theft of the car, there are policies that can also respond, getting you to receive the corresponding compensation.
In addition to activating it in emergencies
In addition to activating it in emergencies, you can also use your vehicle insurance for day-to-day occurrences. For example, if you lost your keys, you got thrown away, you can’t drive, among others. The truth is that each policy has different coverages and it will depend on the user to see what kind of protection he needs and what benefits he wants.
Although they may seem high-priced products, the truth is that vehicle insurance is available for all profiles and to find the right one it is recommended that you have at least three options. If you are looking to compare the alternatives, you can do so using the Good Financial vehicle insurance comparator.